What We Do

Life & annuity products

We offer a highly competitive and diverse life and annuity product portfolio to help you meet your clients' needs. We strive to always maintain our top-tier competitive position in our universal life variable universal life, term life, fixed, and variable annuity products.

Lincoln's wide range of products and services enables us to meet the needs of producers who want broad, strategic solutions rather than single-product answers for your clients. You can turn to us for a full array of annuity and life insurance options to help meet various customer needs and objectives. Lincoln offers one of the industry's finest product  portfolios that includes:

  • Fixed UL and SUL - current assumption and secondary guarantee
  • Variable UL  and SUL - with or without secondary guarantees
  • Equity indexed UL
  • Term - 10, 15, 20, and 30 year products with convertibility options
  • Fixed, indexed, and variable annuities
  • MoneyGuard® - hybrid universal life and long-term care product

Lincoln Financial Securities Corporation

Our independent broker-dealer, Lincoln Financial Securities Corporation (LFS), is one of the most highly respected broker-dealers in the country. LFS operates on a separate and independent platform providing you with a wide selection of products with  no proprietary pressure. LFS has full trading capabilities, including equities, options, fixed income, CDs, and online  trading.

Leading the retirement revolution

Retirement is being revolutionized, and Lincoln Financial is leading the revolution with innovative solutions to one of the greatest challenges and opportunities the financial services industry has ever seen. Many Americans are drastically underestimating their life expectancy and overestimating their financial resources.

We understand the challenges that face current and soon-to-be retirees and have made retirement planning a key focus in our strategic vision. With our futureself ad campaign and Hello future®  tagline, Lincoln is trying to change the conversation  about retirement  by speaking with consumers and by helping them embrace retirement planning with optimism and confidence by striking  an emotional  chord with consumers.

Lincoln Financial does more than help clients create wealth for their future; it gives them the means and the confidence to embrace their future through all its transitions.  Lincoln Financial's ongoing commitment ro helping advisors provide their clients with retirement income solutions is one of the reasons we will become the partner of choice for creating, protecting, and enjoying wealth.