Fred W. Prelle, Jr., CLU, ChFC, AEP

President and General Agent of Capitas Financial of Houston, Inc.


  • Advanced Estate Planning
  • Retirement Planning
  • Business Continuity Planning
  • Financial Products Analysis and Design
  • Executive Compensation Planning


Fred Prelle is the President of Capitas Financial of Houston, Inc., and a partner of Capitas Financial, Inc.

Fred has received GAMA’s Master Agency Award, Lincoln’s President’s Trophy and Sun Financial Group’s Agency Achievement Award six times.  In 2015, he received the Woodson Award from the Society of Financial Service Professionals.

Fred Prelle has been in the financial services industry for 45 years.  He earned the Chartered Life Underwriter and Chartered Financial Consultant degrees from the American College.  In addition, Fred is a former president of the Houston General Agents and Managers Association and past President of the Houston Chapter of the Society of Financial Services Professionals.  He is past president of the Houston Business and Estate Planning Council and a member of the Association for Advanced Life Underwriting.  He is a member of LIMRA’s Research Agencies Group, the Houston Estate and Financial Forum and MDRRT.  Fred is also a board member of Boys and Girls Harbor.

Fred received his bachelor’s degree in Economics from Trinity College.  His hobby is racing sailboats on Galveston Bay.  He and his wife Ellen, have five children and live in West Houston.


Capitas Financial of Houston Inc. was incorporated in 1997 as an Insurance organization. We are a full-service marketing firm offering an array of tools to help financial professionals excel in their career.

We offer /many advanced programs and services with a one stop approach for a producer’s life, disability, annuity, long term care, and broker-dealer needs.  We provide brokerage contracts with over 15 major “core” insurance carriers and an additional 50 “affiliated” carriers offering the most competitive compensation for financial services products.